Health Insurance

Seattle Pacific University requires all international students to carry health insurance every quarter (including summer sessions).

The company LewerMark provides international students in F-1 and J-1 status a medical insurance plan while attending SPU. LewerMark insurance protects students while they are at school and when traveling or studying abroad. For additional information, visit the website.

Website: lewermark.com/spu
Phone: 800-821-7710

Frequently asked questions about health insurance

If I am not in the U.S. over the summer, do I need to purchase health insurance?

Yes! You must carry health insurance every quarter while you are a student at SPU. LewerMark insurance covers you anywhere in the world except your home country. It also covers you while traveling to and from your home country and to and from the U.S. Starting Fall 2019, home country coverage is included up to $1500.

Do I need health insurance if I am not registered for summer quarter (or any quarter I am not registered)?

Yes! You must carry health insurance every quarter while you are a student at SPU, whether or not you are registered. However, if you are not registered for two or more consecutive quarters, you will be dropped from the insurance roster. The next time you register (or re-apply) at SPU, you will be added back to the insurance roster.

Why do I need coverage when I’m not in the U.S. or at home and not covered in my home country?

LewerMark allows you to be covered immediately upon registration for insurance; you are at risk if you have no coverage. The majority of students do not leave the U.S. the day after the last day of finals and return the day before the first day of the Autumn Quarter. This means that you would be at risk in the event of illness or accident and without coverage. It could impact you to such a degree financially that you would not be able to return to SPU. As a result, SPU (as do many universities in the U.S.) has a policy requiring students to be covered year-round as long as the student is pursuing a degree. Medical coverage is in place to protect you and give you peace of mind while at SPU and in the U.S.

My parents or spouse already have health insurance for me. What should I do?

It is SPU policy that all international students be required to carry LewerMark health insurance. The exception to this policy is for third-party sponsored students. These student are required to submit a copy of their health insurance card to the International Student Services office by the fifth day of the Autumn Quarter, or any quarter health insurance is renewed or changed.

I will come to the U.S. and Seattle Pacific University as a new student. When does my LewerMark insurance coverage begin?

Your insurance coverage begins 30 days prior to the start of your first quarter. After that, insurance will cover you from the first day of the quarter until the day before the next quarter. See the International Student Services office for more information.

I am transferring from another school. When does my LewerMark insurance coverage begin?

Your insurance coverage begins on the first day of your first quarter. After that, insurance will cover you from the first day of the quarter until the day before the next quarter. See the International Student Services office for more information. LewerMark offers 30 Day Extended Coverage that covers brand new and transfer students from other schools for 30 days prior to the start date of classes.

I am a “dual” citizen. Can I receive coverage?

LewerMark requires that all dual citizens submit a questionnaire to determine whether or not you are eligible for LewerMark health insurance. Generally, if your parents reside outside the U.S., you will be eligible. However, LewerMark will make the final determination. This process must be done prior to your first quarter or within the first five days of your first quarter. See the International Student Services office to obtain the form.

I am not an F-1 student. Why do I need insurance?

Insurance is required of all students at SPU, and it is required of all international students on any type of visa. This is for your protection and peace of mind. Medical treatment in the U.S. is extremely expensive. The LewerMark insurance plan is comprehensive and very good coverage, so you and your family can rest assured you’ll have strong coverage if you get sick or have an event that requires medical attention.

How do I get an insurance card or find a doctor?

Visit the SPU LewerMark website: www.lewermark.com/spu. In the center of the page it says: Student Login for ID card. There is a help button next to it that provides instructions for printing out an insurance card. There is also a button that says Search for a Doctor. That will help you find a doctor near your home, or locate your closest hospital or urgent care center. 

May I still go to Health Services to receive health care even though I have LewerMark insurance?

Yes. If you are on campus and not feeling well, you definitely may utilize the student Health Center. They do charge a small fee per quarter (only one time so you can use the Center all quarter long, as many times as you need to). Your LewerMark insurance covers the services at the Health Center too.

*Note: it may actually be less expensive for you to use the Health Center instead of going to a doctor’s office. They provide most of the same services and offer very personalized attention. It is also very convenient to see someone on campus.

I have questions about my coverage. Who can help me?

On the bottom of the LewerMark webpage is a link called: Contact Us. This has all the email and telephone numbers of people you may contact to ask questions about benefits or coverage.

How do I contact someone from LewerMark?

On the bottom of the LewerMark webpage is a link called: Contact Us. This has all the email and telephone numbers of people you may contact to ask questions about benefits or coverage. A “chat” feature is also available on the LewerMark website.

I would like to purchase dental and/or vision coverage. Does LewerMark provide those?

Yes. Contact LewerMark directly. At the bottom of the LewerMark webpage is a link called: Contact Us. This has all the email and telephone numbers of people you may contact to ask questions about benefits or coverage. Options are available on the website under IMPORTANT INFORMATION.

Nursing

Student Health Services

SPU’s on-campus health clinic is open to all students, faculty, and staff and provides low-cost, comprehensive medical care.